Twin Cities Retirement Group Presents:
A Retirement Planning Webinar Series for 3M Pre-Retirees
Presenters: Patrick Illies & Thomas Sjoberg
Join Twin Cities Retirement Group as we share our insights on planning and preparing for your retirement.
Your retirement years should be the best of your life. However, getting there can seem overwhelming at times. Numerous decisions must be made in a short period of time that will have far-reaching implications. Let our experienced retirement financial professionals help when it matters most!
Our last webinar series took place October 2023. The latest available sessions as well as past recorded sessions are available for viewing now.
Pre-Retirement Checklist
“Pushing the Button”
Which pension option is best for me?
How much can I safely spend in retirement?
Retiree Healthcare/Medicare
Estate planning, Social Security, and Tax efficiency
Duration: ~30 minutes
Making Pension Selections
Lump vs Monthly pension: which is better for you?
Why your lump sum pension decreased in 2023
Health of 3M pension plan
Pension types: Portfolio 1 vs. Portfolio 2
Duration: ~30 minutes
Health Benefits & Insurance
Pre-Medicare vs. Medicare eligible
Individual insurance plans cost
Retiree Medical Savings Account (RMSA)
Coverage End Date Letter (Via Benefits)
Duration: ~30 minutes
Tax Efficiency and Your 401(k)
How to save on taxes in retirement
Tax bracket management/Roth conversions
3M VIP investment options
Should I rollover my 401(k)?
Required Minimum Distributions (RMDs)
Personal Choice Retirement Account by Charles Schwab™ (PCRA)
Duration: ~30 minutes
Maximizing Social Security
Should I start right away or wait?
Easiest way to file for benefits
Health of Social Security
Coordinating benefits with your spouse
Survivor benefits
Duration: ~30 minutes
Why your Lump-Sum Pension DECREASED in 2023
How rising interest rates affect your lump sum pension value
Duration: ~30 minutes
Complimentary Webinar Add-ons
INTRODUCTORY CONSULTATION
All attendees can request a complimentary introductory consultation. This no-obligation visit (either in person or virtual) is an opportunity to ask specific questions in a private setting and is a great complement to the seminar. Introductory consultations last approximately 30-60 minutes and are held at a location most convenient for you (including your 3M office building). Phone and video call options are available.
PERSONALIZED SOCIAL SECURITY ANALYSIS
All attendees can request a complimentary, personalized Social Security analysis which includes a step-by-step strategy for maximizing your Social Security benefits.
PENSION OPTIONS EVALUATION
All attendees can request a complimentary, personalized Pension Option Evaluation which includes an analysis of your 3M Pension (Single Lump Sum vs Monthly Annuity).
