How we serve 3M employees & retirees
Your Retirement Roadmap: Expert Guidance for 3M Employees and Retirees
You have spent decades working at 3M and retirement is on the horizon. For many 3M employees, the retirement process is unfamiliar territory, and consequently, one fraught with anxiety and doubt. For this reason, it is critical that you receive specialized guidance.
3M employees and retirees represent over 90% of our client base. This has allowed our team to achieve a unique level of knowledge with regard to 3M’s retirement process and benefits.
Our team will help you navigate every step of the 3M retirement process and make your transition to retirement as simple and productive as possible. With proper preparation, you can bid farewell to 3M and enjoy life like never before!
Join Our Next Retirement Webinar for 3M Employees & Retirees
CLICK HERE for details on our next Retirement Planning Webinar for 3M Employees/Retirees.
Pre-Retirement Checklist
Retirement Budget Analysis
Everything starts with an understanding of your desired retirement lifestyle and how much money you need to live that way.
Pension Evaluation
Should you consider the lump-sum? Is the monthly annuity best for you? This decision will greatly influence the rest of your planning.
Social Security Strategy
Should you start collecting right away at age 62? Should you wait until age 70? How will your decision affect your spouse?
Risk Assessment
Are you over-exposed to 3M? Do you have enough to cover healthcare costs? Identifying risks is the first step in helping protect against them.
Investment Management
A risk appropriate, diversified portfolio is critical. Remember to keep a long-term focus and avoid emotional decision making.
Retirement Transition List
Retirement Income Plan
This key step brings everything together - maximizing your 3M Pension, Social Security, and investments to meet your needs.
Retiree Health Insurance
What is the balance of your 3M Retiree Medical Savings Account (RMSA)? Are you eligible for Medicare? Proper planning is crucial before retiring.
Estate Planning
Do you have a will? Should you have a trust? It can be easy to delay answering uncomfortable questions, but do not overlook this integral part of retirement planning.
“PUSH the Button”
The big moment has arrived! Time to pick your retirement date. Carefully select your pension type and confirm your contact information.
Wealth Maximization
Tax efficiency and smart planning, along with periodic review and re-balancing, helps ensure your strategy will stay on track.
The Path Forward
The path to your retirement starts with an initial consultation with a retirement financial advisor. This no-cost, no-obligation meeting is introductory in nature, and an opportunity for you to ask questions in a private setting, discuss your plans and get to know the advisor and our company.
Initial consultations last 30-60 minutes and are held at a location that is most convenient for you; including your 3M office building or either of our metro area locations. In addition, we are happy to visit virtually or simply over the phone.
To request your complimentary initial consultation, click here.