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Patrick Illies. Events.

Attention 3M Employees & Retirees!

Patrick Illies. Retirement Ahead.

DATE: Thursday, September 26th

TIME: 11:45 AM

Each event lasts approximately 1 hour

DoubleTree Hotel (Formerly Hotel Metro) 
2201 Burns Ave. (I94 & McKnight)

Thomas at 763-445-2746, or

Space is limited. Call today to reserve a spot for
you and your colleagues.



Please indicate your lunch order: Ham, Turkey, Roast Beef or Vegetarian sandwich.

Name *

Twin Cities Retirement Group Presents: A Retirement Planning Lunch Seminar for 3M Employees and Retirees                                           

Your retirement years should be the best of your life.  However, getting there can seem overwhelming at times.  Numerous decisions must be made in a short period of time that will have far-reaching implications.  Let our experienced retirement financial professionals help when it matters most! 

At this workshop you will learn about: 

Retiree Medical Benefits:                                                           

  • Non-Medicare vs. Medicare eligible retiree options

  • Retiree Medical Savings Account (RMSA)

  • Retiree Health Reimbursement Account (HRA)

Pension Evaluation:                                                             

  • Monthly Pension Types

  • Single Lump Sum Pension

  • Monthly vs. Lump: which is better for you?

3M VIP/401(k)                                                                             

  • Should I rollover my 401(k)?

  • Net Unrealized Appreciation (NUA) of 3M stock

  • After-tax contributions to Roth IRA's

  • Required Minimum Distributions (RMD's)

  • Personal Choice Retirement Account by Charles Schwab™ (PCRA)

  • Age 59.5 "in-service" rollovers

Social Security Claiming Strategies:                                               

  • Factors to consider when deciding to apply for benefits

  • When it makes sense to delay benefits-and when it does not

  • Innovative strategies for coordinating benefits with your spouse

All attendees have the option to receive:

Complimentary Introductory Consultation:   

All attendees can request a complimentary introductory consultation.  This no obligation visit is an opportunity to ask specific questions in a private setting and is a great compliment to the lunch seminar.  Introductory consultations last approximately 30-60 minutes and are held at a location most convenient for you (including your 3M office building).

Complimentary Personalized Social Security Analysis:              

All attendees can request a complimentary, personalized Social Security analysis which includes a step-by-step strategy for maximizing your Social Security benefits.

Complimentary Pension Options Evaluation:                                        

All attendees can request a complimentary, personalized Pension Option Evaluation which includes an analysis 3M's Pension (Single Lump Sum vs Monthly Annuity).